Life insurance.
Life insurance pays your estate a lump sum upon death or terminal illness. It’s designed to help your family survive financially if you and/or your partner die.It’s hard enough to deal with the loss of someone you love without experiencing financial worries as well. If you died tomorrow, not only would your family have to cope with funeral expenses, but also the mortgage, weekly bills and perhaps unexpected costs such as bringing family home from overseas.

How much cover will you need? Ask yourself:
If you were diagnosed with a terminal illness and likely to die within a year, how could you ensure you had quality time with your family?

• Who will pay for your funeral expenses?
• Will the family home have to be sold?
• Does your partner earn enough to cover the regular living expenses?
• What would you wish for your children? Great holidays? A good education?

How are Life insurance premiums calculated?
Premiums are based on gender, age, whether or not you are a smoker, any pre-existing health conditions and the amount of insurance you want to buy.

Let the team at Bassett-Smith Insurance Brokers assist you with your Life Insurance needs today.